Fix and Flip Loans in Travis County Texas

If you’re a real estate investor looking for fix and flip loans in Travis County Texas, you need speed, flexibility, and a lender who understands competitive markets like Austin. Hard Money Fix and Flip Loans provides fast, asset-based financing so you can secure deals, renovate properties, and maximize your profits.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, Aurora to Fort Collins, Lakewood to Thornton, and throughout Travis County including Austin, Pflugerville, Lakeway, and surrounding high-demand areas.

fix and flip loans

Loan Program Overview

Fix and flip loans are short-term financing solutions designed to help investors purchase, renovate, and resell properties quickly.

  • Up to 90% purchase financing
  • Up to 100% rehab financing
  • Interest-only payments
  • Loan terms: 6–24 months
  • Close in 5–10 business days
  • No income documentation required

How to Qualify

  • Non-owner occupied property
  • Defined rehab scope of work
  • Exit strategy (sale or refinance)
  • Acceptable credit profile

Property Types Eligible

  • Single-family homes
  • Multi-family properties (2–10 units)
  • Townhomes and condos
  • Distressed or outdated homes

Fast Funding Timelines

  • Submit your deal scenario
  • Receive same-day term sheet
  • Appraisal or valuation ordered
  • Underwriting approval
  • Close in 5–10 business days

Local Lending Experience

Travis County is one of the most competitive real estate markets in Texas, with key cities like Austin, Pflugerville, and Lakeway driving strong investor activity—especially in high-growth zip codes. However, investors often face challenges such as varying permit timelines in Austin, inspection requirements before resale, and tight inventory with competitive bidding. Our team understands Texas property codes and Austin’s permitting processes, helping you navigate deals efficiently and stay competitive.

Benefits Over Banks

Faster approvals and disbursements

Works with distressed properties

Flexible terms and interest-only options

No Income Docs Required

FAQs

Yes, up to 100% of rehab costs can be financed depending on the deal.

Most loans close within 5–10 business days.

No. Fix and flip loans are asset-based.

Get Started Today

Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.