You can get pre-approved within 24–48 hours, and funding can be released in as little as 7 to 10 business days, depending on documentation and project scope.

Experience is preferred but not required. First-time builders may qualify if working with a licensed general contractor or if the project has strong fundamentals.

We fund ground-up construction for single-family homes, multi-family units (up to 20), commercial spaces, and mixed-use properties across Texas.

Loan amounts typically range from $150,000 to $5,000,000+, depending on the project location, construction budget, and borrower track record.

LTC (Loan-to-Cost) refers to the percentage of total construction costs we are willing to finance. Our Texas construction loans offer up to 85% LTC.

Funds are released in a draw schedule based on project milestones. Each draw requires a quick inspection to confirm progress.

Yes. If you already own the land, the equity can be applied toward your required contribution. This can reduce your out-of-pocket cash to close.

We focus primarily on the property and project—not your credit score or income. Our asset-based lending model allows for more flexibility than banks.

We finance projects in both urban centers and rural markets across Texas, including Houston, Dallas, Austin, San Antonio, and smaller towns.