Bridge Loans That Keep Texas Real Estate Deals Moving
At Hard Money Fix and Flip Loans, our Texas bridge loans help real estate investors close quickly when time is tight. Whether you need funds to secure a new purchase, refinance short-term, or bridge to permanent financing, our flexible lending solutions are designed for speed, simplicity, and success.
What Are Bridge Loans?
A bridge loan is a short-term real estate loan used to finance a property while transitioning to a long-term solution or until a sale occurs. It’s ideal for investors who need quick capital but don’t want to miss out on a great deal due to financing delays.
Common Use Cases
Property Acquisition
Property Acquisition
Acquire new property before sale of existing one
Off- Market Deals
Off- Market Deals
Closing fast on distressed or off-market deals
Short Term Loan
Short Term Loan
Refinancing an existing short-term loan
Renovation costs
Renovation Costs
Stabilizing income before DSCR refinance
Fund Opportunities
Fund Opportunities
Financing value-add renovations or tenant improvements
Loan Terms & Program Highlights
Loan Amounts
$100,000 to $50,000,000+
LTV
Up to 95% (as-is or purchase price)
Loan Term
3 to 36-month (extensions available)
Interest Rates
Starting at 9.00%
Close In
Close in 5 business days
Credit Requirements
Asset-based approvals, fast and flexible
Bridge Loans Available Across Texas
We lend in all major Texas markets and surrounding regions:
Our team understands Texas markets and provides local insight, fast closings, and custom solutions for each investor.
Why Choose Our Texas Bridge Loan Program?
- Rapid response and same-day LOIs
- Funding based on property value, not borrower income
- In-house underwriting with real estate expertise
- Trusted by 200+ Texas investors
- Transparent rates and no hidden junk fees
Fast Loan Process
Step 1
Submit a Deal
Submit a deal summary or application
Step 2
Receive Terms
Receive pre-approval in 1 hour
Step 3
Review
Review your term sheet/LOI
Step 4
Start Construction
Title, insurance, and funding
Step 4
Exit
Get capital to move forward with your deal
Start Bridging Your Next Deal
Let us help you capitalize on short-term opportunities with a customized bridge loan. Get pre-approved today and move quickly on your next project.