On-Time Closing Guarantee Terms & Conditions 

1. Overview of On-Time Closing Guarantee

At Hard Money Fix and Flip Loans, we understand how crucial timely closings are to your investment success. That’s why we offer our On-Time Closing Guarantee — a commitment to fund your loan by the agreed-upon closing date, provided all conditions are met.

2. Eligibility Requirements

– The borrower must provide all requested documentation by deadlines outlined in the loan timeline.
– Appraisal, title, and insurance must be ordered promptly and delivered without delay.
– No material change in borrower qualifications or property conditions.
– The closing date must be mutually agreed to and documented in writing.

3. What Is Covered

If all requirements are met and we fail to close by the stated deadline due to a delay on our part, the borrower may be eligible for the following:
– Reimbursement of up to $1,000 in non-refundable earnest deposit or extension fees
– Priority processing of future loan applications

4. What Is Not Covered

– Delays caused by third-party vendors (e.g., appraisers, title companies, insurance agents)
– Natural disasters or uncontrollable events (force majeure)
– Borrower-requested changes to loan terms or closing timeline
– Incomplete or inaccurate documentation submitted by borrower

5. How to File a Claim

Claims must be submitted in writing within 5 business days of the original closing date. Include:
– Full name and contact details
– Property address
– Description of delay and supporting documentation

6. Resolution and Review

Our team will review all claims within 10 business days and respond with a decision. If approved, reimbursement will be issued within 15 business days.

7. Legal Disclaimer

This guarantee is not an offer to lend. All loan applications are subject to underwriting approval. Terms, fees, and timelines may vary. Hard Money Fix and Flip Loans reserves the right to modify or discontinue this guarantee at any time without notice.

8. Contact for Guarantee Inquiries

For questions regarding your eligibility or claim status, contact:
Email: dmca@hardmoneyfixandfliploans.com
Mail :1911 Pacific Ave. Suite 2000. Dallas, TX 75201
Phone: (800) 664-7505