Fast, Flexible Commercial Construction Loans for Texas Investors
At Hard Money Fix and Flip Loans, we provide Texas commercial property construction loans for real estate investors and developers who need capital to build retail centers, office buildings, mixed-use projects, and industrial space.
What Is a Commercial Construction Loan?
Commercial construction loans provide temporary funding for building or renovating income-generating properties. Our private lending programs offer speed, flexibility, and expert guidance tailored to Texas markets.
Who We Lend To
– Commercial real estate investors
– Ground-up developers & syndicates
– Builders with shovel-ready projects
– Owner-operators expanding operations
– Out-of-state developers building in Texas
Loan Program Highlights
- Loan Amounts: $100,000 to $50,000,000+
- LTC (Loan-to-Cost): Up to 100%
- Interest-Only Payments During Construction
- Terms: 3–36 Months (Extensions Available)
- Draw Schedule: Based on verified construction milestones
- Close in 5–7 Business Days
We Fund Hard Money Loans Across Texas
Our lending programs serve investors across:
Our team understands Texas markets and provides local insight, fast closings, and custom solutions for each investor.
Eligible Property Types
Retail plazas and shopping centers
Office and medical buildings for Use
Industrial warehouses and logistics space
Self-storage facilities
Mixed-use developments
Franchise and hospitality
How the Process Works
Submit your deal and development plan
Get a custom LOI within 1 hour
Complete underwriting & title
Fund initial draw and begin construction
Draws released after each milestone
Why Choose Us for Commercial Construction Loans?
Transparent underwriting & fast approvals
Focused on investor success—not red tape
Extensive experience funding for developments
In-house team with boots-on-the-ground market knowledge
Trusted by 200+ Texas investors and developers