Ground-Up Construction Loans for Real Estate Investors in Texas
At Hard Money Fix and Flip Loans, we fund Texas ground-up construction loans for investors and developers ready to build from the ground up.
What Are Ground-Up Construction Loans?
Whether you're starting a new single-family home, multi-unit project, or small commercial build, our private lending solutions offer quick approvals and flexible draw schedules tailored for experienced and first-time builders.
Eligible Property Types
Single-family homes
Spec homes on infill lots
Multi-family (up to 20 units)
Duplexes, triplexes, and fourplexes
Mixed-use residential/light commercial
Ground-Up Construction Loan Highlights
Loan Amounts
$100,000 to $50,000,000+
LTC
Up to 100%
Loan Term
3–36 months
Interest
Starting at 9.00%
Fund Released
Based on construction milestones
Closed In
Close in as little as 5 business days
Where We Lend
We fund ground-up projects across the state of Texas, including:
Our team understands Texas markets and provides local insight, fast closings, and custom solutions for each investor.
How the Process Works
Submit your project details, budget
Receive pre-approval and LOI within 1 hour
Complete title work and third-party inspections
Fund first draw to start construction
Submit for draws as phases complete
Apply Now for Fast Ground up Construction
Start building today. Apply now for a Texas ground-up construction loan or call us to speak with a loan advisor. Fast funding. Expert support.