Construction Loans Ground Up in Hays County Texas
Hard Money Fix and Flip Loans provides fast, flexible construction loans ground up in Hays County Texas for investors building residential and commercial properties from the ground up.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
Loan Program Overview
Our construction loans are built for speed and scalability:
- Up to 85–90% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules
- Terms from 9–24 months
- Fast approvals based on project feasibility
How to Qualify
- Investment property only (business-purpose)
- Construction plans and scope of work
- Budget and timeline
- Contractor or builder experience preferred
- Exit strategy (sell or refinance)
Property Types Eligible
- Single-family ground-up builds
- Multi-family developments
- Commercial construction
- Mixed-use projects
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24 hours
- Close in 7–14 business days
- Draws released within 24–72 hours after inspections
Local Lending Experience
We understand the Hays County real estate market, including San Marcos, Kyle, Buda, and Dripping Springs. Our local insight includes the area’s rapid population growth, strong demand for rental and transitional properties, permit and inspection timelines, and the competitive acquisition environment. This market knowledge helps investors move faster and make better-informed decisions.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
No Income Docs Required
FAQs
A loan used to finance building a property from the ground up.
Typically within 7–14 business days.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.