Commercial Property Construction in Hays County Texas
Hard Money Fix and Flip Loans provides fast, flexible commercial property construction financing in Hays County Texas for developers and investors building retail, office, mixed-use, and multi-unit commercial assets.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
Loan Program Overview
Our commercial construction loans are designed for speed, scalability, and complex development projects:
- Up to 80–90% loan-to-cost (LTC)
- Interest-only payments during construction
- Flexible draw schedules tied to milestones
- Terms from 12–24 months
- Fast approvals based on project viability
How to Qualify
- Investment or commercial-use property
- Construction plans and development scope
- Detailed budget and timeline
- Builder or developer experience preferred
- Exit strategy (lease-up, refinance, or sale)
Property Types Eligible
- Retail centers
- Office buildings
- Mixed-use developments
- Multi-family apartment projects
- Industrial or warehouse construction
Fast Funding Timelines
- Same-day deal review
- Term sheet within 24–48 hours
- Close in 10–15 business days
- Draw disbursements within 24–72 hours after inspections
Local Lending Experience
We understand the Hays County real estate market, including San Marcos, Kyle, Buda, and Dripping Springs. Our local insight includes the area’s rapid population growth, strong demand for rental and transitional properties, permit and inspection timelines, and the competitive acquisition environment. This market knowledge helps investors move faster and make better-informed decisions.
Benefits Over Banks
Faster approvals and disbursements
Draw schedules aligned with construction phases
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A loan used to finance building commercial properties such as retail or multi-family developments.
Typically within 10–15 business days.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.