Fix and Flip Loans in Galveston County Texas
Hard Money Fix and Flip Loans provides fix and flip loans in Galveston County, Texas for investors seeking speed, flexibility, and execution. With over 1,000+ real estate investment projects funded across Texas, we specialize in helping flippers acquire, renovate, and resell properties quickly—even in complex or distressed situations.
Loan Program Overview
- Loan Amounts: $75,000 – $5,000,000
- Term: 6–18 months
- Interest: Interest-only payments
- Funding Timeline: 5–10 business days
- Rehab Financing: Up to 100% of rehab costs
- Leverage: Up to 85–90% LTC and 70–75% ARV
How to Qualify
- Purchase contract and deal summary
- Scope of work and rehab budget
- Exit strategy (sale or refinance)
- Property valuation (ARV)
- Asset-based approval (no tax returns required)
- Experience preferred but not required
Property Types Eligible
- Single-family homes
- Multi-family units (2–4 units)
- Distressed properties
- REO and off-market deals
- Light commercial properties
Fast Funding Timelines
- Submit your deal scenario
- Same-day underwriting review
- Receive term sheet
- Close within 5–10 business days
- Begin rehab funding draws
Local Lending Experience
We understand Galveston County’s unique coastal market, including flood zones, elevation requirements, insurance mandates, and permitting timelines. From Galveston Island to League City, Dickinson, and Texas City, we help investors navigate renovation challenges, inspections, and weather-related risks.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A short-term loan used to purchase, renovate, and resell a property for profit.
Most fix and flip loans close within 5–10 business days.
No, approval is based on the property and deal.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.