Commercial Property Construction Loans in Dallas County Texas

Commercial property construction loans in Dallas County, Texas are designed for developers and investors building income-producing assets in high-demand North Texas markets like Dallas, Plano, Richardson, and Garland. Hard Money Fix and Flip Loans has funded 1,000+ projects across Texas, delivering fast approvals, reliable execution, and investor-focused financing for commercial construction.

Commercial Construction Loans

Loan Program Overview

  • Loan Terms: 12–24 months
  • Interest-only payments
  • Up to 80–85% Loan-to-Cost (LTC)
  • Up to 65–70% stabilized value
  • Draw-based funding
  • Close in 7–14 business days

How to Qualify

  • Commercial or mixed-use investment property
  • Construction plans, scope, budget, and timeline
  • Land ownership or executed purchase contract
  • Exit strategy (sale/refinance/stabilization)

Property Types Eligible

  • Retail centers
  • Office and flex space
  • Multi-family developments
  • Mixed-use projects
  • Industrial and warehouse properties

Fast Funding Timelines

  • Submit deal
  • Same-day terms
  • Underwriting 24–48 hours
  • Close 7–14 days

Local Lending Experience

We fund commercial projects across Dallas, Plano, Richardson, and Garland.

Benefits Over Banks

Faster Approvals

Flexible Underwriting

Works with complex commercial projects

No Income Docs Required

FAQs

Retail, office, multi-family, mixed-use, industrial.

24–72 hours after inspection.

Get Started Today

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.