Construction Loans Ground Up in Comal County Texas
Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, giving builders and developers the confidence to execute with speed and predictable funding timelines. Comal County including New Braunfels, Bulverde, and Garden Ridge offers strong new construction opportunities driven by rapid population growth and increasing investor demand.
Loan Program Overview
- Loan Terms: 9–24 months
- Interest-only payments
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% After Repair Value (ARV)
- Draw-based construction funding
- Close in 7–14 business days
How to Qualify
- Non-owner occupied investment or development property
- Land ownership or executed purchase contract
- Detailed construction plans and scope of work
- Project budget and build timeline
- Exit strategy (sale, refinance, or hold)
Property Types Eligible
- Ground-up single-family homes
- Build-to-rent developments
- Small multi-family construction
- Vacation rental homes
- Mixed-use and light commercial builds
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting completed within 24–48 hours
- Close in as little as 7–14 business days
Local Lending Experience
We fund construction projects across New Braunfels, Bulverde, and Garden Ridge, helping investors plan for hill-country grading, septic systems, and utility access to keep projects on time and within budget. Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs for reliable, investor-focused financing.
Benefits Over Banks
Faster approvals and closings
Flexible underwriting based on the asset
Ability to fund non-bankable construction projects
No income documentation required
FAQs
Most loans close within 7–14 business days.
Yes, both land acquisition and construction can be financed.
Funds are released within 24–72 hours after inspection.
Preferred but not always required depending on the project.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.