Fix and Flip Loans in Collin County Texas

Fix and flip loans in Collin County, Texas are designed for real estate investors looking to purchase, renovate, and resell properties for profit. Our loans provide fast funding, flexible underwriting, and rehab financing.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, helping investors close quickly and scale their business.

Fix and flip

Loan Program Overview

Fix and flip loans are short-term loans used to acquire and renovate properties before resale.

Key Features:

  • Loan terms: 6–18 months
  • Interest-only payments
  • Up to 90% purchase price
  • 100% rehab financing
  • Up to 70–75% ARV

How to Qualify

  • Investment property (non-owner occupied)
  • Purchase contract
  • Rehab scope of work
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Single-family homes
  • Duplexes and triplexes
  • Distressed properties
  • Foreclosures and auction properties

Fast Funding Timelines

  • Same-day approvals
  • Close in 5–10 business days
  • Fast draw reimbursements

Serving Areas Across Texas

Serving Plano, McKinney, Frisco, and surrounding neighborhoods.

Benefits Over Banks

Faster approvals and disbursements

Expertise with distressed or complex properties

Flexible terms and interest-only options

Financing for rehab and short-term investment projects

No Income Docs Required

FAQs

 Most fix and flip loans close within 5–10 business days.

 Yes, many lenders offer up to 100% of rehab costs.

Credit requirements are flexible and deal-focused.

Get Started Today

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.