Construction Loans Ground Up in Collin County Texas
Our ground up construction loans in Collin County, Texas are designed for builders and developers who need fast, flexible capital from land acquisition to project completion.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, providing reliable capital for construction projects.
Loan Program Overview
These loans finance the construction of a property from the ground up, including land purchase and development costs.
- Loan terms: 9–24 months
- Interest-only payments
- Up to 85% LTC
- Up to 70% ARV
- Draw-based funding
How to Qualify
- Land ownership or purchase contract
- Construction plans and budget
- Builder experience preferred
- Exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Multi-family properties
- Distressed properties
- Fix and flip projects
- Rental properties
Draw Process
- Initial funding for land
- Scheduled construction draws
- Inspection verification
- Funds released within 24–72 hours
Serving Areas Across Texas
Serving Plano, McKinney, Frisco, and surrounding areas.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
Most loans close within 7–14 business days.
Yes, many include land and build costs.
After inspections within 24–72 hours.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.