Commercial Property Construction Loans in Collin County Texas

Commercial property construction loans in Collin County, Texas are designed for real estate investors and developers looking to build income-producing assets with speed, flexibility, and certainty of execution.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, helping investors complete commercial developments efficiently.

commercial construction loans

Loan Program Overview

  • Loan Terms: 12–24 months
  • Interest-only payments
  • Up to 80–85% LTC
  • Up to 65–70% stabilized value
  • Draw-based construction funding

How to Qualify

  • Commercial or investment property
  • Construction plans and budget
  • Land ownership or purchase agreement
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Retail centers
  • Office buildings
  • Multi-family developments
  • Mixed-use properties
  • Industrial properties

Fast Funding Timelines

  • Submit deal scenario
  • Same-day term sheet
  • Underwriting within 24–48 hours
  • Close in 7–14 business days

Local Lending Experience

Serving Plano, McKinney, Frisco, and surrounding Collin County markets. Near landmarks like Downtown McKinney and Collin County Courthouse.

Benefits Over Banks

Faster approvals and disbursements

Expertise with distressed or complex properties

Flexible terms and interest-only options

Financing for rehab and short-term investment projects

No Income Docs Required

Serving Areas Across Texas

Trusted in neighborhoods from Denver to Texas Springs.

FAQs

 Typically within 7–14 business days.

 Retail, office, multi-family, mixed-use, and industrial properties.

Funds are released within 24–72 hours after inspection.

Get Started Today

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.