Commercial Property Construction Loans in Cameron County Texas
Commercial property construction loans in Cameron County, Texas are built for developers and investors constructing income-producing assets in coastal, tourism-driven markets like Brownsville, Harlingen, and South Padre Island.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, delivering speed, certainty, and investor-focused execution for commercial builds.
Loan Program Overview
- Terms: 12–24 months
- Interest-only payments
- Up to 80–85% LTC
- Up to 65–70% stabilized value
- Draw-based funding
- Close in 7–14 business days
How to Qualify
- Commercial or mixed-use investment property
- Plans, scope, budget, and timeline
- Land ownership or purchase contract
- Exit strategy (sale/refi/stabilization)
Property Types Eligible
- Retail centers
- Office and flex space
- Multi-family developments
- Mixed-use projects
- Industrial/warehouse
Fast Funding Timelines
- Initial funding at closing
- Milestone-based draw requests
- Third-party inspections
- Funds released within 24–72 hours
Local Lending Experience
We fund projects across Brownsville, Harlingen, San Benito, and South Padre Island. Coastal requirements (flood zones, elevation, windstorm standards, salt-air corrosion) are factored into budgets and timelines to avoid delays.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
Serving Areas Across Texas
Trusted in neighborhoods from Denver to Texas Springs.
FAQs
7–14 business days
Retail, office, multi-family, mixed-use, industrial.
24–72 hours after inspection.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.