Hard Money Loans in Bexar County Texas
Hard money loans in Bexar County, Texas are built for real estate investors who need speed, flexibility, and certainty of execution in a competitive market like San Antonio.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, giving investors the capital they need to move quickly and win deals that traditional lenders cannot support.
Loan Program Overview
Whether you’re acquiring a distressed property, funding a fix and flip, or refinancing an existing investment, our private lending solutions are designed to help you scale.
- Loan Terms: 6–24 months
- Interest-only payments to maximize cash flow
- Up to 90% Loan-to-Cost (LTC)
- Up to 70–75% After Repair Value (ARV)
- Fast closings in 5–10 business days
- Rehab financing available
How to Qualify
- Non-owner occupied investment property
- Purchase contract or refinance scenario
- Rehab scope of work (if applicable)
- Exit strategy (flip, refinance, or rental hold)
- Basic borrower and entity information
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, and fourplexes
- Multi-family properties
- Distressed and vacant properties
- Foreclosures and auction deals
- Fix and flip projects
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting within 24–48 hours
- Close in as little as 5–10 business days
Local Lending Experience
We actively fund deals across San Antonio, Alamo Heights, Helotes, Converse, and surrounding Bexar County markets. Understanding local permitting timelines, zoning requirements, and inspection processes gives our borrowers a major advantage when executing projects. Properties near downtown San Antonio or historic districts often come with additional renovation considerations — we help investors navigate those challenges effectively.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Close significantly faster
Designed specifically for real estate investors
No Income Docs Required
Serving Areas Across Texas
Trusted in neighborhoods from Denver to Texas Springs.
FAQs
Most loans close within 5–10 business days.
No, hard money loans are asset-based and do not require income documentation.
Yes, many loans include up to 100% of rehab costs.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.