Construction Loans Ground Up in Bexar County Texas
Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, providing the experience and execution investors need to complete projects on time and on budget.Whether you’re building single-family homes, multifamily units, or small commercial developments, our construction financing solutions are built for speed and flexibility in competitive markets like San Antonio.
Loan Program Overview
- Loan terms: 9–24 months
- Interest-only payments to preserve cash flow
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% After Repair Value (ARV)
- Draw-based construction funding
- Close in as little as 7–14 business days
How to Qualify
- Investment or development property (non-owner occupied)
- Land ownership or executed purchase contract
- Detailed construction plans and scope of work
- Project budget and timeline
- Exit strategy (sale, refinance, or hold)
Property Types Eligible
- Ground-up single-family construction
- Spec homes
- Build-to-rent communities
- Small multifamily developments
- Mixed-use and light commercial projects
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting completed within 24–48 hours
- Close in 7–14 business days
Local Lending Experience
We actively fund projects across San Antonio, Alamo Heights, Helotes, Converse, and surrounding Bexar County areas. Understanding local permitting timelines, zoning regulations, and inspection requirements allows us to help investors avoid delays and costly mistakes. Projects near Downtown San Antonio or historic districts often require additional approvals — we help you plan for those factors upfront.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Investor-focused structure and support
Ability to fund complex or non-bankable deals
No Income Docs Required
Serving Areas Across Texas
Trusted in neighborhoods from Denver to Texas Springs.
FAQs
Most construction loans close within 7–14 business days.
Yes, we can finance both land acquisition and construction costs.
Funds are released within 24–72 hours after inspection verification.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.