Commercial Property Construction Loans in Bexar County Texas
Commercial property construction loans in Bexar County, Texas are built for developers and real estate investors who need reliable capital to construct income-producing assets in high-demand markets like San Antonio.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, bringing deep experience, speed, and certainty to commercial construction financing.
Loan Program Overview
- Loan Terms: 12–24 months
- Interest-only payments to preserve capital
- Up to 80–85% Loan-to-Cost (LTC)
- Up to 65–70% stabilized value
- Flexible draw-based funding
- Close in as little as 7–14 business days
How to Qualify
- Commercial or mixed-use investment property
- Detailed construction plans and scope of work
- Budget and timeline for completion
- Land ownership or executed purchase contract
- Clear exit strategy (refinance, sale, or stabilization)
Property Types Eligible
- Retail shopping centers
- Office buildings and flex space
- Multi-family apartment developments
- Mixed-use developments
- Industrial and warehouse facilities
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting completed within 24–48 hours
- Close within 7–14 business days
Local Lending Experience
We actively fund commercial construction projects across San Antonio, Alamo Heights, Helotes, Converse, and surrounding areas. Understanding local zoning, permitting timelines, and inspection requirements helps our borrowers avoid delays and stay on track. Projects near Downtown San Antonio or redevelopment zones often require additional approvals — we help you navigate those efficiently.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Ability to fund complex or value-add developments
No Income Docs Required
Serving Areas Across Texas
Trusted in neighborhoods from Denver to Texas Springs.
FAQs
Most loans close within 7–14 business days depending on complexity.
Retail, office, multi-family, mixed-use, and industrial properties.
Funds are released within 24–72 hours after inspection verification.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.