Construction Loans Ground Up in Bell County, Texas
Ground up construction loans in Bell County, Texas are designed for builders and real estate developers looking to finance projects from land acquisition through completion.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas, providing reliable capital for new construction.
Loan Program Overview
- 9–24 month terms
- Interest-only payments
- Up to 85% LTC
- Up to 70% ARV
- Draw-based funding
How to Qualify
- Land ownership or purchase contract
- Construction plans and budget
- Builder or sponsor experience preferred
- Exit strategy (sale or refinance)
Property Types Eligible
- Single-family new builds
- Multi-family developments
- Spec homes
- Build-to-rent projects
- Small commercial construction
Fast Funding Timelines
- Same-day terms
- Underwriting 24–48 hours
- Close in 7–14 business days
Serving Areas Across Texas
Serving investors across Bell County, including Temple, Killeen, Harker Heights, and Nolanville.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
7–14 business days.
24–72 hours after inspection.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.