Commercial Property Construction Loans in Bell County, Texas

Commercial property construction loans in Bell County, Texas are designed for developers and investors building income-producing assets with speed and flexibility.Hard Money Fix and Flip Loans has funded 1,000+ real estate investment projects across Texas.

Commercial Construction Loans

Loan Program Overview

We provide :

  • 12–24 month terms
  • Interest-only payments
  • Up to 80–85% LTC
  • Draw-based funding

How to Qualify

  • Commercial investment property
  • Construction plans and budget
  • Land ownership or purchase agreement
  • Exit strategy (sale or refinance)

Property Types Eligible

  • Retail centers
  • Office buildings
  • Multi-family developments
  • Mixed-use properties
  • Industrial properties

Fast Funding Timelines

  • Same-day term sheets
  • Underwriting 24–48 hours
  • Close in 7–14 business days

Serving Areas Across Texas

Serving investors across Bell County, including Temple, Killeen, Harker Heights, and Nolanville.

Benefits Over Banks

Faster approvals and disbursements

Expertise with distressed or complex properties

Flexible terms and interest-only options

Financing for rehab and short-term investment projects

No Income Docs Required

FAQs

 7–14 business days.

Retail, office, multi-family, mixed-use, industrial.

24–72 hours after inspection.

Get Started Today

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.