Hard Money Loans in Travis County Texas
If you’re a real estate investor looking for hard money loans in Travis County Texas, you need speed, certainty, and a lender that understands how competitive the Austin market is. Hard Money Fix and Flip Loans provides fast, asset-based funding so you can secure deals, renovate properties, or refinance without delays.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, Aurora to Fort Collins, Lakewood to Thornton, and throughout Travis County including Austin, Pflugerville, Lakeway, and surrounding high-growth areas.
Loan Program Overview
Hard money loans are short-term, asset-based loans designed for real estate investors who need fast access to capital. Instead of focusing on income or tax returns, these loans are based on the value of the property and the strength of the deal.
- Up to 75% ARV (After Repair Value)
- Up to 90% purchase + 100% rehab (case by case)
- Interest-only payments
- Loan terms: 6–24 months
- Close in 5–10 business days
- No income documentation required
How to Qualify
- Non-owner occupied investment property
- Exit strategy (sell or refinance)
- Acceptable credit profile
- Property located in Travis County
Property Types Eligible
- Single-family homes
- Multi-family (2–10 units)
- Condos and townhomes
- Distressed or off-market properties
Fast Funding Timelines
- Submit your deal
- Receive same-day term sheet
- Property valuation or appraisal
- Underwriting approval
- Close in 5–10 business days
Local Lending Experience
Travis County is one of the most competitive real estate markets in Texas, with key cities like Austin, Pflugerville, and Lakeway driving strong investor activity—especially in high-growth zip codes. However, investors often face challenges such as varying permit timelines in Austin, inspection requirements before resale, and tight inventory with competitive bidding. Our team understands Texas property codes and Austin’s permitting processes, helping you navigate deals efficiently and stay competitive.
Benefits Over Banks
Faster approvals and disbursements
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
Most hard money loans close within 5–10 business days.
Up to 75% ARV or higher depending on the project.
No. Hard money loans are asset-based and do not require income documentation.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.