Construction Loans Ground Up in Travis County Texas
If you’re a real estate investor or builder looking for construction loans ground up in Travis County Texas, you need a lender who understands timelines, zoning, and Austin’s fast-moving development environment. Hard Money Fix and Flip Loans provides fast, flexible financing from land acquisition through final build and exit.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, Aurora to Fort Collins, Lakewood to Thornton, and throughout Travis County including Austin, Pflugerville, Lakeway, and surrounding high-growth corridors.
Loan Program Overview
Ground up construction loans are short-term financing solutions designed to fund new construction projects from start to finish.
- Up to 85% LTC (Loan-to-Cost)
- Interest-only payments during construction
- Loan terms: 12–24 months
- Draw-based disbursement structure
- Close in 7–14 business days
- No income documentation required
How to Qualify
- Land owned or under contract
- Detailed construction plans and budget
- Contractor or builder experience preferred
- Clear exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Multi-family developments (2–10 units)
- Townhomes and subdivisions
- Residential investment communities
Fast Funding Timelines
- Submit your project details
- Receive same-day term sheet
- Appraisal and feasibility review
- Underwriting approval
- Close in 7–14 business days
Local Lending Experience
Travis County is one of the most competitive real estate markets in Texas, with key cities like Austin, Pflugerville, and Lakeway driving strong investor activity—especially in high-growth zip codes. However, investors often face challenges such as varying permit timelines in Austin, inspection requirements before resale, and tight inventory with competitive bidding. Our team understands Texas property codes and Austin’s permitting processes, helping you navigate deals efficiently and stay competitive.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
FAQs
Most loans close within 7–14 business days.
Yes, funds are released in stages as construction progresses.
Experience is preferred but not always required depending on the project.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.