Commercial Property Construction in Travis County Texas
If you’re a real estate investor or developer seeking commercial property construction in Travis County Texas, you need a lender who understands timelines, zoning, and the fast-moving Austin market. Hard Money Fix and Flip Loans provides flexible, asset-based financing to support your project from land acquisition through vertical construction and stabilization.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, Aurora to Fort Collins, Lakewood to Thornton, and throughout Travis County including Austin, Pflugerville, Lakeway, and surrounding high-growth corridors.
Loan Program Overview
Commercial property construction financing is a short-term loan used to fund the development of income-producing properties such as office, retail, and mixed-use assets.
Key Loan Features:
- Up to 80% LTC (Loan-to-Cost)
- Interest-only payments during construction
- Loan terms: 12–24 months
- Draw-based disbursement structure
- Close in 7–14 business days
- No income documentation required
How to Qualify
- Land owned or under contract
- Detailed plans, budget, and timeline
- Developer/GC experience preferred
- Clear exit (lease-up, sale, or refinance)
Property Types Eligible
- Office and medical office
- Retail centers
- Mixed-use developments
- Multi-family (garden/mid-rise)
Fast Funding Timelines
- Submit plans and budget
- Same-day term sheet
- Appraisal/feasibility review
- Underwriting approval
- Close in 7–14 business days
Local Lending Experience
Travis County is one of the most competitive real estate markets in Texas, with key cities like Austin, Pflugerville, and Lakeway driving strong investor activity—especially in high-growth zip codes. However, investors often face challenges such as varying permit timelines in Austin, inspection requirements before resale, and tight inventory with competitive bidding. Our team understands Texas property codes and Austin’s permitting processes, helping you navigate deals efficiently and stay competitive.
Benefits Over Banks
Faster approvals and disbursements
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
Most loans close within 7–14 business days depending on complexity.
Yes. Funds are released in stages as construction progresses.
Preferred, but not required for all projects.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.