Ground Up Construction Loans in Tarrant County Texas
If you’re a real estate investor or builder looking for ground up construction loans in Tarrant County Texas, you need a lender that understands timelines, budgets, and local regulations. Hard Money Fix and Flip Loans provides flexible construction financing designed to help you build from the ground up with confidence.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, Aurora to Fort Collins, and throughout Tarrant County including Fort Worth, Arlington, and Mansfield.
Loan Program Overview
Ground up construction loans are short-term financing solutions used to fund the development of residential or small commercial properties from land purchase to completion.
- Up to 85% LTC (Loan-to-Cost)
- Interest-only payments during construction
- Loan terms: 12–24 months
- Draw-based funding system
- Close in 7–14 business days
- No income documentation required
How to Qualify
- Owned or contracted land
- Detailed construction plans & budget
- Licensed contractor (preferred)
- Defined exit strategy (sale or refinance)
Property Types Eligible
- Single-family new construction
- Multi-family developments (2–10 units)
- Townhome projects
- Small-scale residential communities
Fast Funding Timelines
- Submit your deal and plans
- Receive same-day term sheet
- Appraisal and project review
- Underwriting approval
- Close in 7–14 business days
Local Lending Experience
Tarrant County continues to grow as a strong commercial development market, with high-demand areas like Fort Worth, Arlington, and North Richland Hills, and expanding zones including Mansfield, Keller, and Haslet. While projects may face challenges such as zoning requirements, inspections, and fluctuating construction costs, our team understands Texas property codes and local permitting processes to help keep your project on track.
Benefits Over Banks
Easier access to capital
Expertise with distressed or complex properties
Flexible terms and interest-only options
No Income Docs Required
FAQs
Most loans close within 7–14 business days depending on project review.
Yes, funds are released in stages based on construction progress.
Experience is preferred but not always required depending on the deal.
Get Started Today
Apply now for fast approval! First, speak to a local Texas lending expert today. Then, submit your deal scenario for same-day feedback. In addition, our team will review your deal quickly. As a result, you can take the first step toward securing the funding you need.