Hard Money Loans in Hays County Texas
Hard Money Fix and Flip Loans provides fast, flexible hard money loans in Hays County Texas for real estate investors looking to close quickly and scale their portfolios with confidence.Serving real estate investors across Texas, we are trusted in neighborhoods from Denver to Texas Springs, including Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley.
Loan Program Overview
Our hard money loans are asset-based, meaning we focus on the value of the property—not your income.
Key highlights:
- Up to 85–90% loan-to-cost (LTC)
- Up to 70–75% ARV
- Interest-only payments
- Terms from 6–24 months
- Fast approvals and closings
How to Qualify
- Investment property (no owner-occupied loans)
- Purchase contract or property details
- Rehab scope (if applicable)
- Exit strategy (flip, refinance, or hold)
- Experience preferred but not required
Property Types Eligible
- Single-family investment homes
- Multi-family properties
- Distressed or off-market deals
- Fix and flip projects
- Small commercial properties
Fast Funding Timelines
- Same-day deal analysis
- Term sheet within 24 hours
- Close in 5–10 business days
- Immediate funding after closing
Local Lending Experience
We understand the Hays County real estate market, including San Marcos, Kyle, Buda, and Dripping Springs. Our local insight includes the area’s rapid population growth, strong demand for rental and transitional properties, permit and inspection timelines, and the competitive acquisition environment. This market knowledge helps investors move faster and make better-informed decisions.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
A short-term asset-based loan used by real estate investors.
Typically within 5–10 business days.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.