Hard Money Loans in Galveston County Texas

Hard Money Fix and Flip Loans provides hard money loans in Galveston County, Texas for investors seeking speed, flexibility, and reliable funding. With over 1,000+ projects funded across Texas, we specialize in financing deals that traditional banks decline, including distressed properties and time-sensitive opportunities.

hard money loans

Loan Program Overview

  • Loan Amounts: $75,000 to $5,000,000
  • Term: 6–24 months
  • Interest: Competitive, interest-only
  • Funding: 5–10 business days
  • Collateral: Residential & commercial investment properties

How to Qualify

  • Asset-based approval (no tax returns required)
  • Clear exit strategy (sale or refinance)
  • Property value and ARV considered
  • Rehab scope & budget
  • Experience preferred but not required

Property Types Eligible

  • Fix and flip properties
  • Rental investments
  • Multi-family units
  • Commercial properties
  • Distressed or non-bankable properties

Fast Funding Timelines

  • Submit deal
  • Same-day review
  •  Term sheet issued
  • Close within 5–10 business days

Local Lending Experience

We understand Galveston County’s coastal regulations, flood zone requirements, permitting timelines, and inspection processes. From Galveston Island to Texas City and League City, we help investors navigate common challenges like storm compliance, insurance requirements, and renovation constraints.

Benefits Over Banks

Faster approvals and disbursements

Expertise with distressed or complex properties

Flexible terms and interest-only options

Financing for rehab and short-term investment projects

No Income Docs Required

FAQs

A short-term loan secured by property, used by investors to purchase or renovate real estate.

Most loans close within 5–10 business days.

No. Approval is based on the asset and deal.

Get Started Today

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.