Construction Loans Ground Up in Galveston County Texas

Hard Money Fix and Flip Loans provides ground-up construction loans in Galveston County, Texas. With 1,000+ projects funded across Texas, we help investors, developers, and builders secure fast, flexible capital for new construction projects.

Ground Up Construction

Loan Program Overview

  • Loan Amounts: $100,000 – $10,000,000
  • Term: 12–24 months
  • Interest: Interest-only
  • Funding Timeline: 7–14 days
  • Draw Schedule: Based on construction milestones

How to Qualify

  • Experience preferred but not required
  • Strong project plan and scope
  • Budget and timeline
  • Exit strategy (sale or refinance)
  • Asset-based approval (no income docs)

Property Types Eligible

  • Single-family homes
  • Multi-family developments
  • Commercial construction
  • Mixed-use projects

Fast Funding Timelines

  • Submit project
  • Review plans
  • Term sheet issued
  • Close within 7–14 days

Local Lending Experience

We understand Galveston County coastal construction requirements, flood zones, permits, and inspections. From Galveston Island to League City, we help navigate insurance, elevation requirements, and weather-related challenges.

Benefits Over Banks

Faster approvals and disbursements

Expertise with distressed or complex properties

Flexible terms and interest-only options

Financing for rehab and short-term investment projects

No Income Docs Required

FAQs

A loan used to finance new ground-up building projects.

Funds are released in draws as construction progresses.

Experience helps but is not always required.

Get Started Today

Apply now for fast approval!  Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.