Hard Money Loans in Collin County Texas
Secure fast, reliable hard money financing for your real estate investments in Collin County, Texas. Whether you’re buying, rehabbing, or flipping properties, our private lending solutions help investors close deals quickly without the delays of traditional banks.
Loan Program Overview
Hard money loans provide investors with short-term, asset-based financing backed by real estate. Key advantages over traditional banks include:
- Interest Rate: Competitive, fixed or adjustable options
- Loan-to-Cost (LTC): Up to 85–90%
- Loan-to-After Repair Value (ARV): Up to 70–75%
- Funding: Interest-only, with rehab draws released 24–72 hours after inspection
How to Qualify
- Property must be an investment (non-owner occupied)
- Provide purchase contract and property details
- Include rehab plan, if applicable
- Exit strategy: resale, refinance, or long-term hold
Property Types Eligible
- Single-family homes
- Duplexes and triplexes
- Distressed properties and foreclosures
- Auction and bank-owned properties
- Small-scale multi-family
Fast Funding Timelines
- Submit your property deal scenario
- Receive same-day indicative terms
- Underwriting review within 24–48 hours
- Close in 5–10 business days
Local Lending Experience
We serve investors across Plano, McKinney, Frisco, and surrounding neighborhoods. Our local market knowledge ensures proper county permitting, inspections, and accurate rehab budgeting for local conditions.
Benefits Over Banks
Faster approvals and disbursements
Expertise with distressed or complex properties
Flexible terms and interest-only options
Financing for rehab and short-term investment projects
No Income Docs Required
FAQs
Most loans close within 5–10 business days.
Yes, many loans include up to 100% of rehab costs.
Typically up to 70–75% ARV.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.