Hard Money Loans in Dallas County Texas
Hard money loans in Dallas County, Texas are designed for real estate investors who need fast, flexible funding to secure properties in competitive markets like Dallas, Plano, Richardson, and Garland. Hard Money Fix and Flip Loans has funded 1,000+ projects across Texas, delivering speed, certainty, and reliable capital that traditional banks can’t match.
Loan Program Overview
- Loan Terms: 6–24 months
- Interest-only payments
- Up to 90% Loan-to-Cost (LTC)
- Up to 70–75% After Repair Value (ARV)
- Close in 5–10 business days
- Rehab financing available
How to Qualify
- Non-owner occupied investment property
- Purchase contract or refinance scenario
- Rehab scope if applicable
- Exit strategy (flip, refinance, or hold)
- Basic borrower/entity information
Property Types Eligible
- Single-family homes
- Duplexes and small multi-family properties
- Distressed or vacant properties
- Foreclosures and auction deals
- Commercial or mixed-use properties
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting within 24–48 hours
- Close in 5–10 business days
Local Lending Experience
We fund projects across Dallas, Plano, Richardson, Garland, and surrounding areas. Many properties require considerations such as flood zones, older construction updates, or HOA restrictions. We help investors plan accordingly.
Benefits Over Banks
Faster approvals and closings
Flexible underwriting based on the property and project
Ability to fund bank-challenged or distressed properties
No Income Docs Required
FAQs
Most loans close within 5–10 business days.
No, these loans are asset-based and do not require income documentation.
Yes, many loans include up to 100% of rehab costs.
Typically up to 70–75% ARV depending on the deal.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.