Construction Loans Ground Up in Dallas County Texas
Ground up construction loans in Dallas County, Texas provide real estate investors and developers with reliable capital from land acquisition through full construction completion in the North Texas market. Hard Money Fix and Flip Loans has funded 1,000+ projects across Texas, giving developers the confidence to execute efficiently with predictable funding timelines.
Loan Program Overview
- Loan Terms: 9–24 months
- Interest-only payments
- Up to 85% Loan-to-Cost (LTC)
- Up to 70% After Repair Value (ARV)
- Draw-based construction funding
- Close in 7–14 business days
How to Qualify
- Non-owner occupied investment or development property
- Land ownership or executed purchase contract
- Detailed construction plans and scope of work
- Project budget and build timeline
- Exit strategy (sale, refinance, or hold)
Property Types Eligible
- Ground-up single-family homes
- Build-to-rent developments
- Small multi-family construction
- Vacation rental homes
- Mixed-use and light commercial builds
Fast Funding Timelines
- Submit your deal scenario
- Receive same-day indicative terms
- Underwriting completed within 24–48 hours
- Close in as little as 7–14 business days
Local Lending Experience
We fund construction projects across Dallas, Plano, Richardson, Garland, and surrounding areas. Many properties require careful planning for grading, utilities, and zoning. We help investors plan for these factors in budgets and timelines.
Benefits Over Banks
Faster approvals and closings
Flexible underwriting based on the asset
Ability to fund non-bankable construction projects
No Income Docs Required
FAQs
Most loans close within 7–14 business days.
Yes, both land acquisition and construction can be financed.
Funds are released within 24–72 hours after inspection.
Preferred but not always required depending on the project.
Get Started Today
Apply now for fast approval! Speak to a local Texas lending expert today and get your deal funded quickly. Submit your deal scenario for same-day feedback and take the first step towards securing the funding you need.