Bridge Loans That Keep Texas Real Estate Deals Moving
At Hard Money Fix and Flip Loans, our Texas bridge loans help real estate investors close quickly when time is tight. Whether you need funds to secure a new purchase, refinance short-term, or bridge to permanent financing, our flexible lending solutions are designed for speed, simplicity, and success.

What Are Bridge Loans?
A bridge loan is a short-term real estate loan used to finance a property while transitioning to a long-term solution or until a sale occurs. It’s ideal for investors who need quick capital but don’t want to miss out on a great deal due to financing delays.
Common Use Cases
Property Acquisition
Property Acquisition
Off- Market Deals
Off- Market Deals
Short Term Loan
Short Term Loan
Renovation costs
Renovation Costs
Fund Opportunities
Fund Opportunities
Loan Terms & Program Highlights
Loan Amounts
$100,000 to $50,000,000+
LTV
Up to 95% (as-is or purchase price)
Loan Term
3 to 36-month (extensions available)
Interest Rates
Starting at 9.00%
Close In
Close in 5 business days
Credit Requirements
Asset-based approvals, fast and flexible

Why Choose Our Texas Bridge Loan Program?
- Rapid response and same-day LOIs
- Funding based on property value, not borrower income
- In-house underwriting with real estate expertise
- Trusted by 200+ Texas investors
- Transparent rates and no hidden junk fees
Fast Loan Process
Submit a Deal
Submit a deal summary or application
Receive Terms
Receive pre-approval in 1 hour
Review
Review your term sheet/LOI
Start Construction
Title, insurance, and funding
Exit
Get capital to move forward with your deal